Medicaid and Home Care – What You Need to Know

Navigating healthcare costs for aging loved ones can feel overwhelming — especially when it comes to paying for long-term care. The good news is that Medicaid can often help cover the cost of home care services, making it easier for seniors to get the support they need in the comfort of their own home.

At Exclusive Home Healthcare, we’re here to simplify the process. This blog will walk you through how Medicaid works for home care, who qualifies, and how we can help you access the care you deserve.

What is Medicaid and How Does It Cover Home Care?

Medicaid is a state and federally funded program that provides health coverage to low-income individuals, including many seniors. While Medicaid is best known for covering medical services, it also offers support for long-term care at home through programs like:

• Home and Community-Based Services (HCBS) Waivers
• Personal Care Services (PCS)
• Consumer-Directed Attendant Support Services (CDASS)

These programs are designed to help eligible seniors receive non-medical assistance like bathing, dressing, meal prep, and mobility help without needing to move into a nursing facility.

Who Qualifies for Medicaid Home Care?

Eligibility for Medicaid home care varies by state, but here are the general requirements:

• Age or Disability: Typically, applicants must be 65+ or have a qualifying disability.
• Financial Need: Income and assets must fall below state-specific limits.
• Medical Need: Must demonstrate the need for in-home personal care or support with daily activities.
• Residency: Must be a legal resident of the state and a U.S. citizen or qualified non-citizen.

 In Colorado, you may be eligible for Medicaid-funded home care if you receive Health First Colorado (Medicaid) and meet personal care needs at home.

What Home Care Services Can Medicaid Cover?

Depending on the Medicaid program, seniors may qualify for services such as:

• Bathing and grooming
• Dressing and mobility support
• Meal preparation
• Medication reminders
• Light housekeeping
• Transportation to medical appointments
• Companionship and safety supervision

These services are often provided by certified home care agencies like Exclusive Healthcare.

How Exclusive Home Healthcare Supports Medicaid Clients

At Exclusive Home Healthcare, we proudly accept Medicaid and work with families to make home care accessible and stress-free. Our team:

• Helps verify Medicaid eligibility
• Assists with enrollment or waiver applications
• Creates personalized care plans
• Provides high-quality, compassionate in-home services

We believe that every senior deserves the opportunity to age at home with dignity and comfort — and Medicaid can make that possible.

Not Sure if You Qualify? We Can Help.

Understanding Medicaid home care eligibility can be confusing, but you don’t have to figure it out alone. If you think you or your loved one might qualify for Medicaid-covered home care, we’ll guide you step-by-step through the process.

Contact Exclusive Home Healthcare today to learn more about Medicaid home care options in Colorado and schedule a free consultation.